SnowFlowGo
Know your number. Every day. Years ahead.
A cash flow tool that predicts your exact daily balance up to 10 years out. Make debt payments with certainty—no guesswork required.
The Vision
Most finance apps show you where your money went. SnowFlowGo shows you where it's going. It accounts for recurring bills, irregular income, and one-off costs—giving you a clear picture of what's coming so you can make decisions with real data in front of you.
Key Features
Daily Forecast Engine
SnowFlowGo predicts your exact bank balance for every day, up to 10 years out. Recurring bills, irregular income, one-off payments—all accounted for. You'll always know where you stand.
The P-1 Strategy
Your payday isn't the best day to sweep cash into debt—the day before is. SnowFlowGo identifies your P-1 day and shows you exactly how much you can safely push toward your debt without risking a shortfall before your next paycheck arrives.
Why it works: By holding your surplus until the day before payday, your money stays accessible longer while still being put to work. SnowFlowGo handles the timing automatically.
Liquidity Guardrails
One of the worst moments in debt payoff is making a big payment and then realising you need cash a few days later. Set a minimum balance—your comfort floor—and SnowFlowGo will cap your overpayments automatically. Stay aggressive on debt, but never caught short.
Anytime Bills
Not all bills have fixed due dates. Groceries, subscriptions, fuel—these flex throughout the month. SnowFlowGo treats these as floating estimates in your forecast, updating the picture as amounts become certain.
Dynamic Debt Payoff
Choose your strategy and see exactly how many months it shaves off your debt:
Real-time impact: See exactly how many months and pounds a payment saves before you commit to it.
Partner Sync
Financial planning shouldn't be solo. Partner Sync uses iCloud to let you and your partner share a live forecast—tracking shared bills, managing joint goals, and making overpayment decisions together.
Who is it for?
The Debt Crusher
You've got debts and you want a clear plan that updates automatically as you make payments. Snowball or Avalanche—you'll see your payoff date and exactly how each payment moves the needle.
The Payday-to-Payday Manager
Rent, bills, the unexpected car repair. When you're counting days until payday, SnowFlowGo shows you the full picture between paycheques so you're never caught off guard.
The Forward-Looker
Want to know what your balance looks like at Christmas if you pay an extra £200 today? SnowFlowGo gives you the actual forecast, not a rough guess.
The Philosophy
"Visibility reduces anxiety."
Financial uncertainty is stressful partly because you're never quite sure what's coming. SnowFlowGo shows you exactly what's coming—so you can make decisions with confidence rather than hope.
Security & Privacy
Your data is yours.
System Requirements
No account required. No data ever leaves your device.
Ready to see your future clearly?
SnowFlowGo is free, with no ads and no tracking.
Coming Soon to the App Store